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The Beginners Guide to Marijuana Distribution
Ch.31 Managing your Money
Ch.1 The Decision To Start Dealing
Ch.2 Finding a Supplier
Ch.3 Trust
Ch.4 Weed on the Front
Ch.5 Finding Customers
Ch.6 Ethics in Drug Dealing
Ch.7 Honesty and Lies
Ch.8 Judging Weed
Ch.9 Doctoring your product
Ch.10 Necessary Equipment
Ch.11 Phones, Cell Phones and Pagers
Ch.12 Guns
Ch.13 All About Bicycles
Ch.14 Clothing
Ch.15 All about automobiles
Ch.16 Dealing From Your Home
Ch.17 Weights, Measurements, Prices and Mathematics
Ch.18 The Ideal Customer
Ch.19 To Front or Not to Front
Ch.20 Growing Your Business
Ch.21 Keeping Your Mouth Shut
Ch.22 Avoiding Rip-Offs
Ch.23 Carrying and Hiding Your Weed
Ch.24 Dealing With Cops
Ch.25 Your rights and the police
Ch.26 If The Cops Search Your Home
Ch.27 If You Get Arrested
Ch.28 Spotting a Narc or Undercover Cop
Ch.29 Awareness of People and Surroundings
Ch. 30 Managing Paranoia
Ch.31 Managing your Money
Ch.32 Managing Your Smoking Habits
Ch.33 How to Roll a Sack

Managing your Money

The one thing I can't stress enough is SAVE YOUR MONEY. It's very easy to become intoxicated with all the cash accumulating in your closet, and to start spending it recklessly. When I was selling in larger quantities I found myself becoming addicted to fancy restaurants. When you have lots of cash lying around, the natural tendency is to spend it, especially when you don't have rules set up for yourself. While it may be fun to throw money around, you can never tell when something might happen and you need to stop dealing. If you've blown all your money on fancy dinners, amusement parks, and stereo equipment, you'll find that all that drug dealing was for nothing. Then you'll find out it's very difficult to give up those luxuries. If you're not spending your profits on college tuition, open a savings account (if you don't already have one), or hide a lock-box at your mom's house, and start regularly adding to your savings. Make sure that your savings is kept separate from your drugs and the cash you're using to turn over for profit. If you put everything in one box in your closet, and the police raid your home, they will probably seize it all. It's much more difficult for them to seize a bank account than a wad of cash in your closet. And of course, if the cops can't find it, or if it's spread out among too many places, they can't seize it.

My recommendation for money management is to create a plan from the beginning, and stick to it. Keep track of all the money that's coming in and going out and figure out exactly how much should go toward savings and how much should go toward various luxuries. You'll need to spend some real time and thought on this, and you'll need willpower. Figure out your systems as soon as you start dealing, so that you can avoid developing unhealthy spending habits. But if your systems don't seem to work for you, or you figure out something better, don't be afraid to change, but don't let the change confuse things for you. It takes a lot of willpower to avoid spending too much, but if you steadily force yourself to keep adding to your savings and not take anything back out, you will thank yourself in the long run.

One issue with drug dealers when it comes to money management is multiple forms of currency. Most normal people either pay with cash for everything or they use a debit or credit card for everything they buy. When people start using multiple credit cards and switching between cards and cash, they get confused, and they start spending money unwisely because it's too hard to keep track of it when it's in so many different places.

But it's difficult for drug dealer's to avoid this. For example, you will have your regular drug dealing cash that you're turning over for profit. Then you might have separate cash that you're collecting to drop into your savings account. If you have a job and make tips, that's a third type of currency in your life. Debit and credit cards add even more confusion on top of that.

Then you have the weed itself, which often acts as a currency. It's often convenient to trade weed for goods and services. Hiring someone to clean your house, for example, at a gram an hour might seem like a great deal for both parties. You might have only paid $7 for that gram because you bought in quantity but the person you hired feels as though pe's getting $10 worth of payment, because that's what a gram would cost per normally. For this reason, using weed as currency-especially when you're hiring or trading with someone who doesn't normally buy from you-can be a very beneficial idea. You just need to take this into consideration in your original planning.

Remember that all the different forms of currency are equally valuable, and should be rationed accordingly. For example, dealers often tend to think of weed as not being real money, because they didn't spend as much for it, as a waitress might blow all her tips every night instead of counting it as part of her real income, and rationing it.

If you're at all confused by the concepts in this section, I'd recommend reading a book about managing your money.

Above all, money management takes good will-power

Beginner's Guide to Marijuana Distribution, Chapter 31